How can I pay for a Books Daddy purchase?
Books Daddy provides you with an option of multiple payment methods. Books Daddy gives you the assurance that your transaction details will be confidential as our verified payment gateways partner use secure encryption technology to make your details guarded, it doesn't matter whatever online mode of payment you are using.
You may use Internet Banking, Cash on Delivery, and your wallet to make your purchase.
Books Daddy also accepts payments made using Visa, MasterCard, Maestro, and American Express credit/debit cards in India and 10 other countries.
When I make a purchase on Books Daddy, are there any hidden charges like (Octroi and Sales tax) gets applied on the given rate?
When you make a purchase on Books Daddy, no hidden charges will be applicable on the given amount. The prices which are given in front of each product are final and all-inclusive. You have to pay only the price that you saw.
Delivery charges may be varied according to the policy of the seller.
What is Cash on Delivery?
If you are not aware of the usage of the online payment method or if you are not comfortable with the online payment mode then you can choose the given option of Cash on Delivery(C-o-D) payment method. By choosing this C-o-D method of payment, you need to pay only at the time of delivery of the product at your doorstep without being made the payment antecedently.
The maximal value for the cash on delivery method is Rs.50, 000. This is a strict method therefore neither gift card nor store credit can be used in this mode of payment. Only Indian currency can be used to make cash on delivery payment, no other foreign currency can be valid for the same.
How can I pay using a credit/debit card?
We only receive payments done by the credit cards/debit cards issued in India and 10 more countries.
Credit cards
Books Daddy accepts payments made using Visa, MasterCard, and American Express credit cards.
To pay via your credit card all you need is the card details including the card number imprinted on the card, the expiry date on the card, and the three-digit CVV number which is given on the backside of the card. After entering all these details, you will be redirected to the 3D secure bank page where you can make the payment after entering the one-time password (OTP) which you will receive on your mobile phone.
How do I pay using a credit/debit card?
We accept payments made by credit/debit cards issued in India and 21 other countries.
Credit cards
Books Daddy accepts payments made using Visa, MasterCard, and American Express credit cards.
To pay via your credit card all you need is the card details including the card number imprinted on the card, the expiry date on the card, and the three-digit CVV number which is given on the backside of the card. After entering all these details, you will be redirected to the 3D secure bank page where you can make the payment after entering the one-time password (OTP) which you will receive on your mobile phone.
Debit cards
Books Daddy accepts payments from debit cards like Visa, MasterCard, and American Express.
To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), three-digit CVV number (optional for Maestro cards). Then you will be redirected to the payment page of the bank where you need to enter the one-time password to make the payment successful which you will receive on your phone number.
Is it safe to use my credit/debit card on Books Daddy?
Books Daddy makes sure that your online transaction is safe and secure with the highest level of transaction security currently available on the internet. Books Daddy uses the 256-bit encryption technology for the concern of leaking out the details of your card while transferring it to the respective banks for the payment process.
All online payments on Books Daddy are processed through secure, trusted, and verified payment gateways managed by leading banks. Banks now use the 3D secure password service for online transactions, which appears and proved to be an additional layer of security using identity verification.
If any fraud happened, then how did Books Daddy take care of it?
Books Daddy realizes the importance of strong fraud detection and resolution capability. Our experienced team and our online payments partner's team inspect all the transactions continuously for suspicious activity and mark any transaction if they find anything problematic in that particular transaction for manual verification by our team.
In some rare scenarios, when our team is unable to verify the transaction then they need to put the transaction on hold and the customer has asked to provide the documents for some verification. The Documents provided by the customers can be very helpful in making sure that the transaction has been made by a genuine person. We apologize to the customer for the inconvenience that has been caused due to this and politely request them to bear this process in the interest of making the online payment a safe and secure mode of payment.
What is a 3D Secure password?
This thing is implemented by VISA and MasterCard in partnership with the respective card issuing banks under the “Verified by VISA” and “Mastercard SecureCode” services, respectively.
It adds an additional layer to the process of online transactions through the help of identity verification. This password which is created is only bound up to you so it's you who can make the payment using your card.
How can I get my credit/debit card 3D Secure password?
By visiting your bank website, you can register to get your 3D Secure password. For your comfort, some of the bank's links are given below for your reference:
Can I make a payment by using my own bank's interest banking?
Yes, Books Daddy provides you the convenience and the comfort of using your own bank's internet banking for making a payment for your order. With this option, you can directly transfer the amount from your bank account undergoing a highly secure transaction.
We accept payment through Internet Banking for the following banks:
| ABN Amro Bank | Axis Bank | Allahabad Bank | Andhra Bank |
|---|---|---|---|
| Bank of Bahrain and Kuwait | Bank of Baroda | Bank of India | Bank of Maharashtra |
| Bank of Rajasthan | Central Bank of India | Citibank | City Union Bank |
| Corporation Bank | Deutsche Bank | Development Credit Bank | Dhanlaxmi Bank |
| Federal Bank | HDFC Bank | ICICI Bank | IDBI Bank |
| ING Vysya Bank | Indian Overseas Bank | Indian Bank | IndusInd Bank |
| Jammu & Kashmir Bank | Karnataka Bank | Karur Vysya Bank | Kotak Mahindra Bank |
| Lakshmi Vilas Bank | Oriental Bank of Commerce | Punjab National Bank | Royal Bank of Scotland |
| South Indian Bank | Standard Chartered Bank | State Bank of Hyderabad | State Bank of India |
| State Bank of Mysore | State Bank of Travancore | Syndicate Bank | Tamilnad Mercantile Bank |
| Union Bank of India | United Bank of India | Vijaya Bank | YES Bank |
Can I make a credit/debit card or Internet Banking payment on Books Daddy through my mobile?
Yes, you can make credit card payments through the Books Daddy mobile site. Books Daddy uses the 256-bit encryption technology for the concern of leaking out the details of your card while transferring it to the respective banks for the payment process.
How does the working of 'Instant Cashback' be done?
The 'Cashback' offer on Booksdaddy.in is rapid and unique. You just only have to pay the price that you saw for the products.
How can I place a Cash on Delivery (C-o-D) order on Books Daddy?
All the items showing the icon of Cash on Delivery on it can be valid for order as cash on delivery. Add the desired items to your cart and then proceed to the checkout option. Fill in all the details and choose C-o-D in the payment option then fill the CAPTCHA verification code to make the process done.
Once verified and confirmed, your order will be processed for shipment from the date of the confirmation of the order. You only have to pay at the time of delivery when your product will come to your doorstep to make the process done.
Terms & Conditions:
- The maximum order value for C-o-D is ₹50,000
- For C-o-D order, the gift card and the store credit can't be used.
- Make the payment only at the time of the delivery.
What is Books Daddy’s credit card EMI option?
With Books Daddy’s credit card EMI option, you can choose to pay in easy instalments of 3, 6, 9, 12, 18*, or 24 months* with credit cards from the following banks:
- HDFC
- Citi
- ICICI
- Kotak
- Axis
- IndusInd
- SBI
- Standard Chartered
- HSBC
*18 & 24 months EMI options are available from select banks only. Please refer to the table below for more details:
| Banks | Supports 18 & 24 months tenure | Minimum order value to avail 18 & 24 months EMI options |
|---|---|---|
| HDFC | Yes | ₹ 10,000 |
| Citi | Yes | ₹ 10,000 |
| ICICI | Yes | ₹ 10,000 |
| Kotak | Yes | ₹ 4,000 |
| Axis | Yes | ₹ 4,000 |
| IndusInd | Yes | ₹ 4,000 |
| SBI | No | NA |
| Standard Chartered | Yes | ₹ 4,000 |
| HSBC | No | NA |
There is NO processing fee charged for opting Books Daddy EMI payment option. The interest charged by the bank on exchange or return till that time will not be refunded by the Books Daddy.
You can contact or may get in touch with the respective bank or issuer on the case of how a cancellation, refund, or a pre-closure could affect the EMI terms, and what amount of interest would be charged on you for the same.
Example and Calculations
The table below shows a representative rendering of EMI plans for Rs 20,000 purchase on Books Daddy paid using the EMI payment plan
| Tenure (months) | Loan amount | Monthly installment | Bank interest rate | Total effective price you pay | Interest paid to Bank |
|---|---|---|---|---|---|
| 3 | Rs 20,000 | Rs 6,800.44 | 12.00% | Rs. 20,401.33 | Rs. 401.33 |
| 6 | Rs 20,000 | Rs 3,450.97 | 12.00% | Rs 20,705.80 | Rs. 705.80 |
| 9 | Rs 20,000 | Rs 2,344.32 | 13.00% | Rs 21,098.89 | Rs. 1,098.89 |
| 12 | Rs 20,000 | Rs 1,786.35 | 13.00% | Rs 21,436.15 | Rs. 1,436.15 |
How do I make a payment using Books Daddy’s credit card EMI option?
First, you need to make your order by selecting the products in your cart which you want to order and then proceed normally to the final page of your cart to see what you have ordered. Then fill in all the details for completing the delivery process and in the payment option choose the EMI option, after that follow these steps
- Choose your credit-card issuing bank you wish to pay from
- Select the EMI plan of your preference
- Enter your credit card details
- Click ‘Save and Pay’
Please note that you will be charged by the full amount of your order on your card on the same day of the transaction.
